3514 Moscato DrBrooksvilleFL34602
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 3514 Moscato Dr, Brooksville, FL, 34602 in Brooksville: $2,560/mo in rent, $627/mo net, 10.66% gross yield, all on a $288,120 acquisition. The 1.98 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $79,602 in value, and $2,654/yr in principal paydown steadily builds equity. Projected total cumulative return: $150,267.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.0% |
| Monthly Cash Flow | $627 | $300 |
City averages based on Brooksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,560 |
| Total Monthly Debt Service | $1,818 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
4,791 sqft lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34602, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,279 (100%) |
| Owner Occupied HU | 3,303 (77.2%) |
| Renter Occupied HU | 535 (12.5%) |
| Vacant Housing Units | 441 (10.3%) |
| Median Home Value | $376,569 |
| Average Home Value | $408,088 |
Housing Distribution
Address Breakdown
Residential
3,812
Single Family
3,812
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
4,791 sqft lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34602, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,279 (100%) |
| Owner Occupied HU | 3,303 (77.2%) |
| Renter Occupied HU | 535 (12.5%) |
| Vacant Housing Units | 441 (10.3%) |
| Median Home Value | $376,569 |
| Average Home Value | $408,088 |
Housing Distribution
Address Breakdown
Residential
3,812
Single Family
3,812
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bryan Scott Sumner • Meritage Homes of Florida Realty LLC
Mls Name: HCMLS
Mls Provider:
Mls ID: #2256130
Disclaimer: This information is provided exclusively for consumers personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.