3514 MillgroveSan AntonioTX78230
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3514 Millgrove, San Antonio, TX, 78230 in San Antonio at $364,500 earns $2,687/mo in rent and nets $95/mo after the $1,639/mo payment, a 8.85% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $100,705 over five years. Ziffy Mortgage underwrites this on a 1.64 DSCR without U.S. credit history. With $3,357/yr in principal paydown, total projected return reaches $145,828.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.8% |
| Monthly Cash Flow | $95 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,687 |
| Total Monthly Debt Service | $2,447 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78230, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,999 (100%) |
| Owner Occupied HU | 9,106 (43.4%) |
| Renter Occupied HU | 10,047 (47.8%) |
| Vacant Housing Units | 1,846 ( 8.8%) |
| Median Home Value | $376,879 |
| Average Home Value | $427,244 |
Housing Distribution
Address Breakdown
Residential
20,436
Single Family
10,630
Multi-Family
9,806
Businesses
1,457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78230, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,999 (100%) |
| Owner Occupied HU | 9,106 (43.4%) |
| Renter Occupied HU | 10,047 (47.8%) |
| Vacant Housing Units | 1,846 ( 8.8%) |
| Median Home Value | $376,879 |
| Average Home Value | $427,244 |
Housing Distribution
Address Breakdown
Residential
20,436
Single Family
10,630
Multi-Family
9,806
Businesses
1,457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maricela Mendenhall • United Realty Group of Texas, LLC
Mls Name: LERA MLS
Mls Provider:
Mls ID: #1914973
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.