3513 COMMERCIAL AVESan AntonioTX78221
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 3513 COMMERCIAL AVE, San Antonio, TX, 78221 in San Antonio, $150,000, 9.25% gross yield, $89/mo net income. Consider it a market-entry position, the $1,156/mo rent covers the $674/mo payment with a margin, and 5%/yr appreciation is projected to add $41,442 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.72) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $63,284.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.8% |
| Monthly Cash Flow | $89 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,156 |
| Total Monthly Debt Service | $1,007 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1935
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78221, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,089 (100%) |
| Owner Occupied HU | 9,602 (63.6%) |
| Renter Occupied HU | 4,407 (29.2%) |
| Vacant Housing Units | 1,080 ( 7.2%) |
| Median Home Value | $201,479 |
| Average Home Value | $257,791 |
Housing Distribution
Address Breakdown
Residential
14,235
Single Family
12,455
Multi-Family
1,780
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78221, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,089 (100%) |
| Owner Occupied HU | 9,602 (63.6%) |
| Renter Occupied HU | 4,407 (29.2%) |
| Vacant Housing Units | 1,080 ( 7.2%) |
| Median Home Value | $201,479 |
| Average Home Value | $257,791 |
Housing Distribution
Address Breakdown
Residential
14,235
Single Family
12,455
Multi-Family
1,780
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sonia Ortega Melendez • eXp Realty
Mls Name: LERA MLS
Mls ID: #1895567