3501 Stemley Bridge RdPell CityAL35128
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Pell City at 3501 Stemley Bridge Rd, Pell City, AL, 35128 listed at $140,000 pairs $1,089/mo rent with a $685/mo payment to leave $296/mo cash flow. Total monthly income runs $1,089/mo, and annual cash flow reaches $3,554/yr on $46,410 cash to close. Return on cash invested measures 27.57% in year one, and rental yield registers 9.33% at a $140,000 basis. Equity gained on principal adds $903/yr, and annual property appreciation at 5% supports $38,679 by year five. Five-year ROI tracks 143.32% and total cumulative return in cash totals $66,514. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,089/mo property income relative to a $685/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1997
0.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35128, Pell City, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,275 (100%) |
| Owner Occupied HU | 3,881 (73.6%) |
| Renter Occupied HU | 880 (16.7%) |
| Vacant Housing Units | 514 ( 9.7%) |
| Median Home Value | $329,044 |
| Average Home Value | $345,017 |
Housing Distribution
Address Breakdown
Residential
4,830
Single Family
4,830
Multi-Family
0
Businesses
204
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Listed by: Mandy Williams • Keller Williams Homewood
Mls Name: GALMLS
Mls Provider:
Mls ID: #21418576
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.