3500 Chatsworth LnOrlandoFL32812
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3500 Chatsworth Ln, Orlando, FL, 32812 in Orlando at $456,700 earns $3,271/mo in rent and nets $49/mo after the $2,054/mo payment, a 8.6% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $126,178 over five years. Ziffy Mortgage underwrites this on a 1.59 DSCR without U.S. credit history. With $4,206/yr in principal paydown, total projected return reaches $178,000.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.1% |
| Monthly Cash Flow | $49 | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,271 |
| Total Monthly Debt Service | $3,041 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
4,983 sqft lot
$N/A/sqft
$50 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32812, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,057 (100%) |
| Owner Occupied HU | 8,342 (55.4%) |
| Renter Occupied HU | 5,956 (39.6%) |
| Vacant Housing Units | 759 ( 5.0%) |
| Median Home Value | $426,901 |
| Average Home Value | $484,569 |
Housing Distribution
Address Breakdown
Residential
14,878
Single Family
9,459
Multi-Family
5,419
Businesses
437
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
4,983 sqft lot
$N/A/sqft
$50 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32812, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,057 (100%) |
| Owner Occupied HU | 8,342 (55.4%) |
| Renter Occupied HU | 5,956 (39.6%) |
| Vacant Housing Units | 759 ( 5.0%) |
| Median Home Value | $426,901 |
| Average Home Value | $484,569 |
Housing Distribution
Address Breakdown
Residential
14,878
Single Family
9,459
Multi-Family
5,419
Businesses
437
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices