350 N 3rd StPulaskiTN38478
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder350 N 3rd St, Pulaski, TN, 38478 in Pulaski earns a respectable 7.75% gross yield at $195,000, but after the $877/mo mortgage the net cash flow is $93/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.44) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $53,875 over five years, making equity the dominant return driver. Total projected return: $79,777.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $93 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,260 |
| Total Monthly Debt Service | $1,090 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38478, Pulaski, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,745 (100%) |
| Owner Occupied HU | 5,252 (60.1%) |
| Renter Occupied HU | 2,414 (27.6%) |
| Vacant Housing Units | 1,079 (12.3%) |
| Median Home Value | $244,294 |
| Average Home Value | $307,749 |
Housing Distribution
Address Breakdown
Residential
8,141
Single Family
7,765
Multi-Family
376
Businesses
795
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38478, Pulaski, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,745 (100%) |
| Owner Occupied HU | 5,252 (60.1%) |
| Renter Occupied HU | 2,414 (27.6%) |
| Vacant Housing Units | 1,079 (12.3%) |
| Median Home Value | $244,294 |
| Average Home Value | $307,749 |
Housing Distribution
Address Breakdown
Residential
8,141
Single Family
7,765
Multi-Family
376
Businesses
795
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices