350 Lake TrlCrownsvilleMD21032
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 350 Lake Trl, Crownsville, MD, 21032 in Crownsville: $3,520/mo in rent, $348/mo in net income, 8.28% gross yield, 1.54 DSCR, all at $509,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $140,876 in appreciation and $4,696/yr in principal paydown projects total cumulative return of $215,870.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.8% |
| Monthly Cash Flow | $348 | $350 |
City averages based on Crownsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,520 |
| Total Monthly Debt Service | $2,968 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
4,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21032, Crownsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,651 (100%) |
| Owner Occupied HU | 3,109 (85.2%) |
| Renter Occupied HU | 326 ( 8.9%) |
| Vacant Housing Units | 216 ( 5.9%) |
| Median Home Value | $760,248 |
| Average Home Value | $839,619 |
Housing Distribution
Address Breakdown
Residential
3,553
Single Family
3,552
Multi-Family
1
Businesses
203
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
4,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21032, Crownsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,651 (100%) |
| Owner Occupied HU | 3,109 (85.2%) |
| Renter Occupied HU | 326 ( 8.9%) |
| Vacant Housing Units | 216 ( 5.9%) |
| Median Home Value | $760,248 |
| Average Home Value | $839,619 |
Housing Distribution
Address Breakdown
Residential
3,553
Single Family
3,552
Multi-Family
1
Businesses
203
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices