350 Aoloa St APT A236KailuaHI96734
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 350 Aoloa St APT A236, Kailua, HI, 96734 in Kailua speaks for itself: 11.17% gross on a $580,000 price, generating $5,400/mo in rent and $2,056/mo in net income after the $2,608/mo debt service. DSCR 2.07, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $24,668 stacks alongside $160,243 in projected five-year appreciation and $5,342/yr in principal reduction. Projected total cumulative return: $317,753.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 5.2% |
| Monthly Cash Flow | $2,056 | $500 |
City averages based on Kailua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,400 |
| Total Monthly Debt Service | $3,671 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96734, Kailua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,329 (100%) |
| Owner Occupied HU | 10,406 (56.8%) |
| Renter Occupied HU | 6,356 (34.7%) |
| Vacant Housing Units | 1,567 ( 8.5%) |
| Median Home Value | $1,399,010 |
| Average Home Value | $1,455,534 |
Housing Distribution
Address Breakdown
Residential
16,002
Single Family
14,458
Multi-Family
1,544
Businesses
1,225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96734, Kailua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,329 (100%) |
| Owner Occupied HU | 10,406 (56.8%) |
| Renter Occupied HU | 6,356 (34.7%) |
| Vacant Housing Units | 1,567 ( 8.5%) |
| Median Home Value | $1,399,010 |
| Average Home Value | $1,455,534 |
Housing Distribution
Address Breakdown
Residential
16,002
Single Family
14,458
Multi-Family
1,544
Businesses
1,225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Toshiyuki Saegusa • List Sotheby's Int'l Realty
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202421044
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-02-23 00:48:46 PST. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd