35 Shares Lane #35South WindsorCT06074
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 35 Shares Lane #35, South Windsor, CT, 06074 in South Windsor at $340,000 earns $2,759/mo in rent and nets $79/mo after the $1,529/mo payment, a 9.74% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $93,936 over five years. Ziffy Mortgage underwrites this on a 1.80 DSCR without U.S. credit history. With $3,131/yr in principal paydown, total projected return reaches $158,699.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.0% |
| Monthly Cash Flow | $79 | $300 |
City averages based on South Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,759 |
| Total Monthly Debt Service | $2,175 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1996
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1996
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffrey A. Rothman • eXp Realty
Mls Name: Smart MLS
Mls ID: #24144683