35 N 4th StShartlesvillePA19554
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 35 N 4th St, Shartlesville, PA, 19554 in Shartlesville earns a 9.08% gross yield at $199,900. Rent of $1,513/mo nets $203/mo after the $948/mo mortgage. The 1.60 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $55,229 and $1,676/yr in equity accumulation project a total cumulative return of $85,423.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $203 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,513 |
| Total Monthly Debt Service | $1,279 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19554, Shartlesville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 189 (100%) |
| Owner Occupied HU | 140 (74.1%) |
| Renter Occupied HU | 25 (13.2%) |
| Vacant Housing Units | 24 (12.7%) |
| Median Home Value | $377,778 |
| Average Home Value | $401,982 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
37
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Dave Mattes • RE/MAX Of Reading
Mls Name: Bright MLS
Mls Provider:
Mls ID: #PABK2079176
