35 Eagle DrEphrataPA17522
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 35 Eagle Dr, Ephrata, PA, 17522 in Ephrata is narrow, $151/mo net on $2,248/mo rent after the $1,438/mo debt service, but the property operates at break-even-plus, not a loss. At $319,900 with a 8.43% yield, the long-run equity case via 5% appreciation ($88,382 over five years) and $2,946/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.56 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $131,627.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $151 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,248 |
| Total Monthly Debt Service | $1,969 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17522, Ephrata, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,539 (100%) |
| Owner Occupied HU | 9,086 (67.1%) |
| Renter Occupied HU | 4,032 (29.8%) |
| Vacant Housing Units | 421 ( 3.1%) |
| Median Home Value | $324,829 |
| Average Home Value | $393,887 |
Housing Distribution
Address Breakdown
Residential
13,293
Single Family
12,978
Multi-Family
315
Businesses
1,014
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17522, Ephrata, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,539 (100%) |
| Owner Occupied HU | 9,086 (67.1%) |
| Renter Occupied HU | 4,032 (29.8%) |
| Vacant Housing Units | 421 ( 3.1%) |
| Median Home Value | $324,829 |
| Average Home Value | $393,887 |
Housing Distribution
Address Breakdown
Residential
13,293
Single Family
12,978
Multi-Family
315
Businesses
1,014
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Craig Hartranft • Berkshire Hathaway HomeServices Homesale Realty
Mls Name: Bright MLS
Mls ID: #PALA2072288