35 Delle AveRoxburyMA02120
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.04% gross rental yield, 35 Delle Ave, Roxbury, MA, 02120 in Roxbury is priced for capital growth, not immediate cash flow. The $1,975,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $545,656 by year five, with $18,190/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.38) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $164,770.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 5.0% |
| Monthly Cash Flow | $(9,092) | $350 |
City averages based on Roxbury market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,356 |
| Total Monthly Debt Service | $11,662 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1890
1,497 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02120, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,439 (100%) |
| Owner Occupied HU | 763 (10.3%) |
| Renter Occupied HU | 5,882 (79.1%) |
| Vacant Housing Units | 794 (10.7%) |
| Median Home Value | $789,195 |
| Average Home Value | $929,920 |
Housing Distribution
Address Breakdown
Residential
5,760
Single Family
1,940
Multi-Family
3,820
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1890
1,497 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02120, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,439 (100%) |
| Owner Occupied HU | 763 (10.3%) |
| Renter Occupied HU | 5,882 (79.1%) |
| Vacant Housing Units | 794 (10.7%) |
| Median Home Value | $789,195 |
| Average Home Value | $929,920 |
Housing Distribution
Address Breakdown
Residential
5,760
Single Family
1,940
Multi-Family
3,820
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73559785