35 Cedar StManchesterPA17345
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 35 Cedar St, Manchester, PA, 17345 in Manchester is listed at $134,900 and delivers $1,305/mo in rent and $421/mo in net monthly cash flow. The 11.61% yield and 2.15 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $37,270 over five years, and $1,242/yr in principal reduction supplements cash return. Total projected cumulative return: $78,486.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $421 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,305 |
| Total Monthly Debt Service | $830 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1993
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17345, Manchester, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,470 (100%) |
| Owner Occupied HU | 2,575 (74.2%) |
| Renter Occupied HU | 727 (21.0%) |
| Vacant Housing Units | 168 ( 4.8%) |
| Median Home Value | $240,082 |
| Average Home Value | $296,255 |
Housing Distribution
Address Breakdown
Residential
3,324
Single Family
3,177
Multi-Family
147
Businesses
191
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1993
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17345, Manchester, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,470 (100%) |
| Owner Occupied HU | 2,575 (74.2%) |
| Renter Occupied HU | 727 (21.0%) |
| Vacant Housing Units | 168 ( 4.8%) |
| Median Home Value | $240,082 |
| Average Home Value | $296,255 |
Housing Distribution
Address Breakdown
Residential
3,324
Single Family
3,177
Multi-Family
147
Businesses
191
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Renee Lloyd • RE/MAX Patriots
Mls Name: Bright MLS
Mls ID: #PAYK2086156