35 Ashley DrShorterAL36075
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 35 Ashley Dr, Shorter, AL, 36075 in Shorter hard to pass up. The 10.06% gross yield on a $244,900 purchase results in $2,053/mo in rent and $671/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.77). Annual cash flow of $8,050, five-year appreciation of $67,661, and $2,053/yr in equity build-up combine for a projected total cumulative return of $130,864.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.2% |
| Monthly Cash Flow | $671 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,053 |
| Total Monthly Debt Service | $1,345 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36075, Shorter, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 863 (100%) |
| Owner Occupied HU | 615 (71.3%) |
| Renter Occupied HU | 164 (19.0%) |
| Vacant Housing Units | 84 ( 9.7%) |
| Median Home Value | $174,148 |
| Average Home Value | $224,728 |
Housing Distribution
Address Breakdown
Residential
788
Single Family
788
Multi-Family
0
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
