34939 N Bandolier DrSan Tan ValleyAZ85144
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder34939 N Bandolier Dr, San Tan Valley, AZ, 85144 in San Tan Valley earns a respectable 7.4% gross yield at $429,999, but after the $1,934/mo mortgage the net cash flow is $50/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.37) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $118,801 over five years, making equity the dominant return driver. Total projected return: $165,992.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.5% |
| Monthly Cash Flow | $50 | $400 |
City averages based on San Tan Valley market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,652 |
| Total Monthly Debt Service | $2,431 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
6,766 sqft lot
$N/A/sqft
$60 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
6,766 sqft lot
$N/A/sqft
$60 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angela C Codd • JK Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #6772521
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010