3493 Moscato DrBrooksvilleFL34602
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3493 Moscato Dr, Brooksville, FL, 34602 in Brooksville deserves attention. This $289,880 property earns $2,615/mo in rent, a 10.82% gross yield, and nets $670/mo after the $1,303/mo payment. DSCR 2.01 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $80,089 compounds alongside $2,670/yr in yearly equity build, for a total cumulative return of $155,045.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $670 | $300 |
City averages based on Brooksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,615 |
| Total Monthly Debt Service | $1,808 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34602, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,279 (100%) |
| Owner Occupied HU | 3,303 (77.2%) |
| Renter Occupied HU | 535 (12.5%) |
| Vacant Housing Units | 441 (10.3%) |
| Median Home Value | $376,569 |
| Average Home Value | $408,088 |
Housing Distribution
Address Breakdown
Residential
3,812
Single Family
3,812
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34602, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,279 (100%) |
| Owner Occupied HU | 3,303 (77.2%) |
| Renter Occupied HU | 535 (12.5%) |
| Vacant Housing Units | 441 (10.3%) |
| Median Home Value | $376,569 |
| Average Home Value | $408,088 |
Housing Distribution
Address Breakdown
Residential
3,812
Single Family
3,812
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bryan Scott Sumner • Meritage Homes of Florida Realty LLC
Mls Name: HCMLS
Mls ID: #2257523