34905 S School Loop RdBlack Canyon CityAZ85324
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder34905 S School Loop Rd, Black Canyon City, AZ, 85324 in Black Canyon City earns a respectable 7.57% gross yield at $267,000, but after the $1,201/mo mortgage the net cash flow is $107/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.40) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $73,767 over five years, making equity the dominant return driver. Total projected return: $107,788.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $107 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,685 |
| Total Monthly Debt Service | $1,472 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1986
1.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85324, Black Canyon City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,540 (100%) |
| Owner Occupied HU | 1,103 (71.6%) |
| Renter Occupied HU | 217 (14.1%) |
| Vacant Housing Units | 220 (14.3%) |
| Median Home Value | $365,000 |
| Average Home Value | $421,389 |
Housing Distribution
Address Breakdown
Residential
1,045
Single Family
1,031
Multi-Family
14
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1986
1.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85324, Black Canyon City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,540 (100%) |
| Owner Occupied HU | 1,103 (71.6%) |
| Renter Occupied HU | 217 (14.1%) |
| Vacant Housing Units | 220 (14.3%) |
| Median Home Value | $365,000 |
| Average Home Value | $421,389 |
Housing Distribution
Address Breakdown
Residential
1,045
Single Family
1,031
Multi-Family
14
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tonya Stewart • W and Partners, LLC
Mls Name: ARMLS
Mls ID: #6962534