349 State Park RoadRoadNJ07825
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Road rental at 349 State Park Road, Road, NJ, 07825 sits in the solid-income band: 9.16% gross yield, $4,963/mo rent, $330/mo net after the $2,923/mo debt service, DSCR 1.70. Entry price of $650,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $179,583 and $5,987/yr in principal reduction bring total cumulative return to $270,371.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $330 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,963 |
| Total Monthly Debt Service | $4,374 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
2.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07825, Blairstown, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,752 (100%) |
| Owner Occupied HU | 3,132 (83.5%) |
| Renter Occupied HU | 413 (11.0%) |
| Vacant Housing Units | 207 ( 5.5%) |
| Median Home Value | $470,538 |
| Average Home Value | $523,413 |
Housing Distribution
Address Breakdown
Residential
3,302
Single Family
3,302
Multi-Family
0
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
2.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07825, Blairstown, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,752 (100%) |
| Owner Occupied HU | 3,132 (83.5%) |
| Renter Occupied HU | 413 (11.0%) |
| Vacant Housing Units | 207 ( 5.5%) |
| Median Home Value | $470,538 |
| Average Home Value | $523,413 |
Housing Distribution
Address Breakdown
Residential
3,302
Single Family
3,302
Multi-Family
0
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christine Tremain • Weichert Realtors
Mls Name: GSMLS
Mls ID: #3979281