3487 Willownook Ranch TrailElizabethCO80107
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 3487 Willownook Ranch Trail, Elizabeth, CO, 80107 in Elizabeth worth study. Rental yield 3.66%. The 3.66% gross yield is below cash-flow benchmarks at $1,175,000, but 5% annual appreciation, adding $324,631 over five years, frames this as a capital growth position. Rent of $3,582/mo partially offsets the $5,284/mo payment. Ziffy Mortgage finances appreciation-play properties (0.68 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $231,423.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 5.7% |
| Monthly Cash Flow | $(3,301) | $350 |
City averages based on Elizabeth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,582 |
| Total Monthly Debt Service | $6,415 |
| DSCR Ratio | 0.56x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
35.30 Acres lot
$N/A/sqft
$420 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80107, Elizabeth, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,219 (100%) |
| Owner Occupied HU | 5,607 (90.2%) |
| Renter Occupied HU | 406 ( 6.5%) |
| Vacant Housing Units | 206 ( 3.3%) |
| Median Home Value | $734,080 |
| Average Home Value | $786,794 |
Housing Distribution
Address Breakdown
Residential
5,550
Single Family
5,091
Multi-Family
459
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
35.30 Acres lot
$N/A/sqft
$420 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80107, Elizabeth, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,219 (100%) |
| Owner Occupied HU | 5,607 (90.2%) |
| Renter Occupied HU | 406 ( 6.5%) |
| Vacant Housing Units | 206 ( 3.3%) |
| Median Home Value | $734,080 |
| Average Home Value | $786,794 |
Housing Distribution
Address Breakdown
Residential
5,550
Single Family
5,091
Multi-Family
459
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melanie Mortimore • Your Castle Real Estate Inc
Mls Name: REcolorado
Mls Provider:
Mls ID: #8941235
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)