3485 W Stathem StreetRiverdaleCA93656
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Riverdale rental at 3485 W Stathem Street, Riverdale, CA, 93656 sits in the solid-income band: 9.15% gross yield, $3,048/mo rent, $574/mo net after the $1,798/mo debt service, DSCR 1.70. Entry price of $399,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $110,485 and $3,683/yr in principal reduction bring total cumulative return to $188,617.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.0% |
| Monthly Cash Flow | $574 | $1,200 |
City averages based on Riverdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,048 |
| Total Monthly Debt Service | $2,315 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93656, Riverdale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,907 (100%) |
| Owner Occupied HU | 997 (52.3%) |
| Renter Occupied HU | 818 (42.9%) |
| Vacant Housing Units | 92 ( 4.8%) |
| Median Home Value | $284,428 |
| Average Home Value | $362,094 |
Housing Distribution
Address Breakdown
Residential
1,593
Single Family
1,542
Multi-Family
51
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93656, Riverdale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,907 (100%) |
| Owner Occupied HU | 997 (52.3%) |
| Renter Occupied HU | 818 (42.9%) |
| Vacant Housing Units | 92 ( 4.8%) |
| Median Home Value | $284,428 |
| Average Home Value | $362,094 |
Housing Distribution
Address Breakdown
Residential
1,593
Single Family
1,542
Multi-Family
51
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leeandra L Dupree • eXp Realty of California, Inc.
Mls Name: TCMLS
Mls ID: #236977