34836 Dawn Loop #33ChiloquinOR97624
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing34836 Dawn Loop #33, Chiloquin, OR, 97624 in Chiloquin is a stable, well-positioned rental at $375,000. Rental yield 6.72%. DSCR 1.25 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $103,606 in value and $3,454/yr in principal paydown builds equity, a total projected return of $131,444.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.2% |
| Monthly Cash Flow | $(181) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,100 |
| Total Monthly Debt Service | $2,114 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97624, Chiloquin, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,426 (100%) |
| Owner Occupied HU | 1,516 (62.5%) |
| Renter Occupied HU | 385 (15.9%) |
| Vacant Housing Units | 525 (21.6%) |
| Median Home Value | $378,279 |
| Average Home Value | $437,213 |
Housing Distribution
Address Breakdown
Residential
1,331
Single Family
1,317
Multi-Family
14
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97624, Chiloquin, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,426 (100%) |
| Owner Occupied HU | 1,516 (62.5%) |
| Renter Occupied HU | 385 (15.9%) |
| Vacant Housing Units | 525 (21.6%) |
| Median Home Value | $378,279 |
| Average Home Value | $437,213 |
Housing Distribution
Address Breakdown
Residential
1,331
Single Family
1,317
Multi-Family
14
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices