3480 Providence Cir, Lima, OH, 45801 | $447/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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3480 Providence Cir, Lima, OH, 45801 | $447/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lima at 3480 Providence Cir, Lima, OH, 45801 listed at $234,500 pairs $1,990/mo rent with a $1,148/mo payment to leave $447/mo cash flow. Total monthly income runs $1,990/mo, and annual cash flow reaches $5,367/yr on $77,737 cash to close. Return on cash invested measures 26.81% in year one, and rental yield registers 10.18% at a $234,500 basis. Equity gained on principal adds $1,513/yr, and annual property appreciation at 5% supports $64,788 by year five. Five-year ROI tracks 140.43% and total cumulative return in cash totals $109,168. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,990/mo property income relative to a $1,148/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1973

0.38 Acres lot

$N/A/sqft

No HOA

More details about the property

This charming 3-bedroom, 2-bathroom brick ranch has been fully updated and is move-in ready! Enjoy hardwood floors throughout, a beautifully remodeled kitchen, and completely renovated bathrooms. Situated on a .38-acre fenced lot, the home also features a freshly painted storage shed, a large deck perfect for entertaining, and a 2-car attached garage with a heater. Recent updates include all new windows and doors, a brand-new roof, freshly painted interior, and newer appliances. With so many thoughtful updates and upgrades, all that's left to do is move in and enjoy your new home! Don't wait - schedule your showing today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 45801, Lima, OH area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,724 (100%)
Owner Occupied HU	5,120 (52.7%)
Renter Occupied HU	3,695 (38.0%)
Vacant Housing Units	909 ( 9.3%)
Median Home Value	$133,198
Average Home Value	$167,986