348 Valley Oak, Bandera, TX, 78003 | 5.7% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Bandera at 348 Valley Oak, Bandera, TX, 78003 with 5% annual appreciation on a $529,700 basis while $2,514/mo rent supports operations. 43% in year one. Equity gained on principal adds $3,418/yr, and five-year appreciation sums $146,346 alongside rental yield of 5.7%. Five-year ROI measures 58.56% and total cumulative return in cash totals $102,056. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,514/mo property income versus a $2,593/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

10,410 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 78003, Bandera, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,611 (100%)
Owner Occupied HU	3,748 (66.8%)
Renter Occupied HU	736 (13.1%)
Vacant Housing Units	1,127 (20.1%)
Median Home Value	$274,510
Average Home Value	$383,783