348 Koslin Loop, Calera, AL, 35040 | $615/mo Cash Flow

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Calera at 348 Koslin Loop, Calera, AL, 35040 with 5% annual appreciation on a $289,250 basis while $2,248/mo rent supports operations. Total monthly income totals $2,248/mo and a $1,416/mo payment preserves $615/mo for cash returns. Annual cash flow comes to $7,381/yr on $95,886 deployed, and return on cash invested reaches 27.61% in year one. Equity gained on principal adds $1,866/yr, and five-year appreciation sums $79,914 alongside rental yield of 9.33%. Five-year ROI measures 143.45% and total cumulative return in cash totals $137,553.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,248/mo property income versus a $1,416/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

7,405 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35040, Calera, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,401 (100%)
Owner Occupied HU	6,245 (74.3%)
Renter Occupied HU	1,775 (21.1%)
Vacant Housing Units	381 ( 4.5%)
Median Home Value	$231,971
Average Home Value	$254,467