34780 Highway 58EugeneOR97405
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 34780 Highway 58, Eugene, OR, 97405 in Eugene worth study. Rental yield 4.19%. The 4.19% gross yield is below cash-flow benchmarks at $989,000, but 5% annual appreciation, adding $273,242 over five years, frames this as a capital growth position. Rent of $3,456/mo partially offsets the $4,447/mo payment. Ziffy Mortgage finances appreciation-play properties (0.78 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $212,598.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.8% |
| Monthly Cash Flow | $(2,514) | $420 |
City averages based on Eugene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,456 |
| Total Monthly Debt Service | $5,576 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
9.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97405, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,569 (100%) |
| Owner Occupied HU | 13,487 (65.6%) |
| Renter Occupied HU | 5,960 (29.0%) |
| Vacant Housing Units | 1,122 ( 5.5%) |
| Median Home Value | $610,753 |
| Average Home Value | $665,497 |
Housing Distribution
Address Breakdown
Residential
19,842
Single Family
18,654
Multi-Family
1,188
Businesses
1,023
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
9.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97405, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,569 (100%) |
| Owner Occupied HU | 13,487 (65.6%) |
| Renter Occupied HU | 5,960 (29.0%) |
| Vacant Housing Units | 1,122 ( 5.5%) |
| Median Home Value | $610,753 |
| Average Home Value | $665,497 |
Housing Distribution
Address Breakdown
Residential
19,842
Single Family
18,654
Multi-Family
1,188
Businesses
1,023
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: DESAREE PARKS • Realty One Group Willamette Valley Stayton
Mls Name: WVMLS
Mls Provider:
Mls ID: #831680
Disclaimer: Based on information from Willamette Valley Multiple Listing Service, which neither guarantees nor is in any way responsible for its accuracy. All data is provided 'AS IS' and with all faults. Data maintained by Willamette Valley Multiple Listing Service may not reflect all real estate activity in the market.