3475 N Etheridge DrPrescott ValleyAZ86314
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 3475 N Etheridge Dr, Prescott Valley, AZ, 86314 in Prescott Valley: $2,460/mo in rent, $214/mo in net income, 7.77% gross yield, 1.44 DSCR, all at $379,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $104,959 in appreciation and $3,499/yr in principal paydown projects total cumulative return of $157,401.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $214 | $300 |
City averages based on Prescott Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,460 |
| Total Monthly Debt Service | $2,094 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86314, Prescott Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,275 (100%) |
| Owner Occupied HU | 12,083 (66.1%) |
| Renter Occupied HU | 5,250 (28.7%) |
| Vacant Housing Units | 942 ( 5.2%) |
| Median Home Value | $414,474 |
| Average Home Value | $442,137 |
Housing Distribution
Address Breakdown
Residential
18,295
Single Family
16,093
Multi-Family
2,202
Businesses
1,147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86314, Prescott Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,275 (100%) |
| Owner Occupied HU | 12,083 (66.1%) |
| Renter Occupied HU | 5,250 (28.7%) |
| Vacant Housing Units | 942 ( 5.2%) |
| Median Home Value | $414,474 |
| Average Home Value | $442,137 |
Housing Distribution
Address Breakdown
Residential
18,295
Single Family
16,093
Multi-Family
2,202
Businesses
1,147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jacob DeMund • Gentry Real Estate
Mls Name: PAAR
Mls ID: #1078770