3475 George St #25North Whitehall TownshipPA18078
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 3475 George St #25, North Whitehall Township, PA, 18078 in North Whitehall Township offers a clean, manageable entry. Rental yield 6.51%. DSCR 1.21 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $257,605 in additional property value over five years, with $8,587/yr in principal equity building ownership stake. Total projected cumulative return: $287,192.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.2% |
| Monthly Cash Flow | $(1,104) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,056 |
| Total Monthly Debt Service | $5,739 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18078, Schnecksville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,906 (100%) |
| Owner Occupied HU | 2,482 (85.4%) |
| Renter Occupied HU | 342 (11.8%) |
| Vacant Housing Units | 82 ( 2.8%) |
| Median Home Value | $450,444 |
| Average Home Value | $468,861 |
Housing Distribution
Address Breakdown
Residential
2,753
Single Family
2,753
Multi-Family
0
Businesses
188
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18078, Schnecksville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,906 (100%) |
| Owner Occupied HU | 2,482 (85.4%) |
| Renter Occupied HU | 342 (11.8%) |
| Vacant Housing Units | 82 ( 2.8%) |
| Median Home Value | $450,444 |
| Average Home Value | $468,861 |
Housing Distribution
Address Breakdown
Residential
2,753
Single Family
2,753
Multi-Family
0
Businesses
188
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GLVR
Mls ID: #767311