3470 Malcolm RdBrandywineMD20613
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 3470 Malcolm Rd, Brandywine, MD, 20613 in Brandywine is listed at $659,990 and delivers $4,922/mo in rent and $818/mo in net monthly cash flow. The 8.95% yield and 1.66 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $182,343 over five years, and $6,079/yr in principal reduction supplements cash return. Total projected cumulative return: $302,931.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 8.0% |
| Monthly Cash Flow | $818 | $150 |
City averages based on Brandywine market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,922 |
| Total Monthly Debt Service | $3,842 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20613, Brandywine, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,656 (100%) |
| Owner Occupied HU | 5,585 (83.9%) |
| Renter Occupied HU | 693 (10.4%) |
| Vacant Housing Units | 378 ( 5.7%) |
| Median Home Value | $583,918 |
| Average Home Value | $596,456 |
Housing Distribution
Address Breakdown
Residential
7,172
Single Family
6,931
Multi-Family
241
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20613, Brandywine, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,656 (100%) |
| Owner Occupied HU | 5,585 (83.9%) |
| Renter Occupied HU | 693 (10.4%) |
| Vacant Housing Units | 378 ( 5.7%) |
| Median Home Value | $583,918 |
| Average Home Value | $596,456 |
Housing Distribution
Address Breakdown
Residential
7,172
Single Family
6,931
Multi-Family
241
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDCH2053386