347 Anderson Cove RoadActonME04001
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 347 Anderson Cove Road, Acton, ME, 04001 in Acton. Rental yield 4.94%. At $789,571 with 4.94% gross yield, current distributions are modest, but the 5% appreciation rate projects $218,144 in new equity by year five, complemented by $7,272/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.92) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $188,535.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 7.5% |
| Monthly Cash Flow | $(1,730) | $1,200 |
City averages based on Acton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,253 |
| Total Monthly Debt Service | $4,669 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04001, Acton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,371 (100%) |
| Owner Occupied HU | 1,128 (47.6%) |
| Renter Occupied HU | 97 ( 4.1%) |
| Vacant Housing Units | 1,146 (48.3%) |
| Median Home Value | $513,075 |
| Average Home Value | $567,934 |
Housing Distribution
Address Breakdown
Residential
1,184
Single Family
1,184
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04001, Acton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,371 (100%) |
| Owner Occupied HU | 1,128 (47.6%) |
| Renter Occupied HU | 97 ( 4.1%) |
| Vacant Housing Units | 1,146 (48.3%) |
| Median Home Value | $513,075 |
| Average Home Value | $567,934 |
Housing Distribution
Address Breakdown
Residential
1,184
Single Family
1,184
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices