3466 Smedley RdThe VillagesFL32163
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 3466 Smedley Rd, The Villages, FL, 32163 in The Villages achieves a 1.53 ratio at $480,000: $3,310/mo rent versus $2,158/mo debt service. Rental yield 8.27%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.27% yield compounds alongside 5% annual appreciation projecting $132,615 in value. Total projected cumulative return: $183,179.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $(7) | $200 |
City averages based on The Villages market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,310 |
| Total Monthly Debt Service | $3,125 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
6,881 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
6,881 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Denis Milonas • KELLER WILLIAMS CORNERSTONE RE
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #G5097789
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