3460 Deerfern LOT 6EugeneOR97403
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play3460 Deerfern LOT 6, Eugene, OR, 97403 in Eugene is priced for appreciation, not yield. Rental yield 3.7%. At $603,886 with a 3.7% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $166,843 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.69) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $112,116.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 5.8% |
| Monthly Cash Flow | $(1,812) | $420 |
City averages based on Eugene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,860 |
| Total Monthly Debt Service | $3,432 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$27 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97403, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,509 (100%) |
| Owner Occupied HU | 2,181 (39.6%) |
| Renter Occupied HU | 2,868 (52.1%) |
| Vacant Housing Units | 460 ( 8.3%) |
| Median Home Value | $585,035 |
| Average Home Value | $566,834 |
Housing Distribution
Address Breakdown
Residential
4,908
Single Family
3,962
Multi-Family
946
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
$27 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97403, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,509 (100%) |
| Owner Occupied HU | 2,181 (39.6%) |
| Renter Occupied HU | 2,868 (52.1%) |
| Vacant Housing Units | 460 ( 8.3%) |
| Median Home Value | $585,035 |
| Average Home Value | $566,834 |
Housing Distribution
Address Breakdown
Residential
4,908
Single Family
3,962
Multi-Family
946
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Meredith Emery • Holt Homes Realty, LLC
Mls Name: RMLS (OR)
Mls Provider:
Mls ID: #24168340
Disclaimer: The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Zillow, Inc. are marked with the RMLS logo, and detailed information about these properties includes the names of the listing brokers. Listing content is copyright 2024 RMLS, Portland, Oregon. This content last updated on 2024-10-21 03:09:14 PDT. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. All information provided is deemed reliable but is not guaranteed and should be independently verified.