346 S 4th StSaint MariesID83861








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Maries at 346 S 4th St, Saint Maries, ID, 83861 offers a 11.92% rental yield on a $189,525 purchase with $1,882/mo rent. Total monthly income registers $1,882/mo, and a $928/mo payment leaves $791/mo available for distribution. Annual cash flow reaches $9,496/yr on $62,828 to close, and return on cash invested stands at 35.02% in year one. Equity gained on principal adds $1,223/yr while 5% annual appreciation supports $52,362 over five years. Portfolio math shows five-year ROI at 183.39% and total cumulative return in cash at $115,219. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,882/mo property income against a $928/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1907
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83861, Saint Maries, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,736 (100%) |
| Owner Occupied HU | 2,588 (69.3%) |
| Renter Occupied HU | 617 (16.5%) |
| Vacant Housing Units | 531 (14.2%) |
| Median Home Value | $361,358 |
| Average Home Value | $459,228 |
Housing Distribution
Address Breakdown
Residential
2,955
Single Family
2,874
Multi-Family
81
Businesses
315
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Listed by: Alexis Cobb • St Maries Realty
Mls Name: Coeur d'Alene MLS
Mls ID: #25-7196








