346 Charlotte StOakleyCA94561








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Oakley at 346 Charlotte St, Oakley, CA, 94561 offers a 7.48% rental yield on a $762,900 purchase with $4,758/mo rent. Total monthly income registers $4,758/mo, and a $3,734/mo payment leaves $39/mo available for distribution. Annual cash flow reaches $463/yr on $250,994 to close, and return on cash invested stands at 20.24% in year one. Equity gained on principal adds $4,923/yr while 5% annual appreciation supports $210,775 over five years. Portfolio math shows five-year ROI at 104.61% and total cumulative return in cash at $262,560. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,758/mo property income against a $3,734/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in N/A
6,452 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94561, Oakley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,291 (100%) |
| Owner Occupied HU | 11,571 (75.7%) |
| Renter Occupied HU | 3,167 (20.7%) |
| Vacant Housing Units | 553 ( 3.6%) |
| Median Home Value | $658,050 |
| Average Home Value | $741,306 |
Housing Distribution
Address Breakdown
Residential
14,971
Single Family
14,382
Multi-Family
589
Businesses
464
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Nearby investment properties with comparable prices



Listed by: Lori Sanson • DeNova Home Sales Inc
Mls Name: BAREIS
Mls Provider:
Mls ID: #325033164
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.








