3459 Lava Bed Ct, Stockton, CA, 95209 | 7.35% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Stockton at 3459 Lava Bed Ct, Stockton, CA, 95209 offers $3,398/mo rent that, after a $2,716/mo payment. Total monthly income is $3,398/mo. Return on cash invested measures 19.35% in year one, and rental yield stands at 7.35% at a $555,000 entry. Equity gained on principal adds $3,581/yr while 5% annual appreciation compounds into $153,336 by year five. Five-year ROI records 99.97% and total cumulative return in cash reaches $182,540. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,398/mo property income versus a $2,716/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1992

9,322 sqft lot

$N/A/sqft

$220 quarterly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95209, Stockton, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,784 (100%)
Owner Occupied HU	9,326 (67.7%)
Renter Occupied HU	4,034 (29.3%)
Vacant Housing Units	424 ( 3.1%)
Median Home Value	$507,286
Average Home Value	$550,649