3450 Lost Lake Pl #L-3Fort CollinsCO80528
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 3450 Lost Lake Pl #L-3, Fort Collins, CO, 80528 in Fort Collins. At $499,750 it earns $3,664/mo in rent and distributes $751/mo to the owner after the $2,247/mo payment, a consistent 8.8% yield. DSCR 1.63 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $138,072 in value; $4,603/yr in principal paydown compounds ownership stake. Total projected return: $237,101.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.8% |
| Monthly Cash Flow | $751 | $1,850 |
City averages based on Fort Collins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,664 |
| Total Monthly Debt Service | $2,714 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2002
6,814 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80528, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,915 (100%) |
| Owner Occupied HU | 6,596 (66.5%) |
| Renter Occupied HU | 2,831 (28.6%) |
| Vacant Housing Units | 488 ( 4.9%) |
| Median Home Value | $708,261 |
| Average Home Value | $764,312 |
Housing Distribution
Address Breakdown
Residential
9,636
Single Family
7,802
Multi-Family
1,834
Businesses
353
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2002
6,814 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80528, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,915 (100%) |
| Owner Occupied HU | 6,596 (66.5%) |
| Renter Occupied HU | 2,831 (28.6%) |
| Vacant Housing Units | 488 ( 4.9%) |
| Median Home Value | $708,261 |
| Average Home Value | $764,312 |
Housing Distribution
Address Breakdown
Residential
9,636
Single Family
7,802
Multi-Family
1,834
Businesses
353
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bogdan Kaleta • RE/MAX Alliance-FTC South
Mls Name: IRES
Mls ID: #1047339