345 Valley RdMerion StationPA19066
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.1% gross rental yield, 345 Valley Rd, Merion Station, PA, 19066 in Merion Station is priced for capital growth, not immediate cash flow. The $1,100,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $303,910 by year five, with $10,131/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.76) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $196,847.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.2% |
| Monthly Cash Flow | $(3,450) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,758 |
| Total Monthly Debt Service | $6,770 |
| DSCR Ratio | 0.56x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
10,848 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19066, Merion Station, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,897 (100%) |
| Owner Occupied HU | 1,656 (87.3%) |
| Renter Occupied HU | 153 ( 8.1%) |
| Vacant Housing Units | 88 ( 4.6%) |
| Median Home Value | $834,152 |
| Average Home Value | $855,865 |
Housing Distribution
Address Breakdown
Residential
1,972
Single Family
1,704
Multi-Family
268
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
10,848 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19066, Merion Station, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,897 (100%) |
| Owner Occupied HU | 1,656 (87.3%) |
| Renter Occupied HU | 153 ( 8.1%) |
| Vacant Housing Units | 88 ( 4.6%) |
| Median Home Value | $834,152 |
| Average Home Value | $855,865 |
Housing Distribution
Address Breakdown
Residential
1,972
Single Family
1,704
Multi-Family
268
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Damon Michels • KW Main Line - Narberth
Mls Name: Bright MLS
Mls ID: #PAMC2161316