345 Seay RdAdamsvilleTN38310
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 345 Seay Rd, Adamsville, TN, 38310 in Adamsville is straightforward: $139,900 in, $1,068/mo in rent, $231/mo out after debt service. The 9.16% gross yield and 1.70 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $38,652 by year five. With $1,288/yr in principal equity, the total cumulative return is projected at $67,804.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $231 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,068 |
| Total Monthly Debt Service | $782 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38310, Adamsville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,074 (100%) |
| Owner Occupied HU | 2,057 (66.9%) |
| Renter Occupied HU | 552 (18.0%) |
| Vacant Housing Units | 465 (15.1%) |
| Median Home Value | $171,983 |
| Average Home Value | $195,388 |
Housing Distribution
Address Breakdown
Residential
2,571
Single Family
2,545
Multi-Family
26
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38310, Adamsville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,074 (100%) |
| Owner Occupied HU | 2,057 (66.9%) |
| Renter Occupied HU | 552 (18.0%) |
| Vacant Housing Units | 465 (15.1%) |
| Median Home Value | $171,983 |
| Average Home Value | $195,388 |
Housing Distribution
Address Breakdown
Residential
2,571
Single Family
2,545
Multi-Family
26
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tony Alcott • UC River City Realty
Mls Name: MAAR
Mls Provider:
Mls ID: #10192542
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