345 Ridgeview Cir, Jemison, AL, 35085 | $720/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Jemison at 345 Ridgeview Cir, Jemison, AL, 35085 earns $720/mo cash flow from $2,040/mo rent with a $1,145/mo payment. Total monthly income totals $2,040/mo, and annual cash flow totals $8,634/yr on $77,571 capital. ROI tracks 31.04% on current figures, and rental yield reads 10.46% at a $234,000 purchase. Equity gained on principal adds $1,510/yr, and 5% annual appreciation supports $64,650 over five years. Five-year ROI reaches 161.83% and total cumulative return in cash sums $125,535. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,040/mo property income instead of your personal income.

Single Family

Built in 2022

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35085, Jemison, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,885 (100%)
Owner Occupied HU	2,808 (72.3%)
Renter Occupied HU	722 (18.6%)
Vacant Housing Units	355 ( 9.1%)
Median Home Value	$158,621
Average Home Value	$196,735