345 Harvard St APT 1F, Cambridge, MA, 02138 | 6.12% Rental Yield

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345 Harvard St APT 1F, Cambridge, MA, 02138 | 6.12% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Cambridge at 345 Harvard St APT 1F, Cambridge, MA, 02138 listed at $828,000 pairs $4,224/mo rent with a $4,053/mo payment. Total monthly income runs $4,224/mo. Return on cash invested measures 15.68% in year one, and rental yield registers 6.12% at a $828,000 basis. Equity gained on principal adds $5,343/yr, and annual property appreciation at 5% supports $228,761 by year five. Five-year ROI tracks 80.26% and total cumulative return in cash totals $218,630. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $4,224/mo property income relative to a $4,053/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Condo

Built in 1964

N/A lot

$N/A/sqft

No HOA

More details about the property

Nestled on a picturesque tree-lined street five blocks from Harvard Yard, this bright and airy two-bedroom, one-and-a-half-bath condo offers an open-plan living/dining area with sliding doors leading to a private balconyperfect for effortless indooroutdoor living. The updated kitchen boasts rich wood-toned cabinetry contrasted by crisp white quartz countertops and a suite of stainless-steel appliances. A spacious primary bedroom features oversized windows and an en-suite bath, while the second bedrooms French doors make it ideal for guests or a home office. Dark hardwood floors, in-wall air conditioning and insulated windows ensure year-round comfort. Residents enjoy elevator access, covered parking, a private storage bin, a bike rack and common laundry. With a Walk Score of 92, the address puts the Red Line T, Harvard Square, Central Square and the public library minutes away and provides easy access to Kendall Square and downtown Bostons business and cultural hubs.

Neighborhood Data

Neighborhood data shown for ZIP Code: 02138, Cambridge, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,378 (100%)
Owner Occupied HU	5,322 (32.5%)
Renter Occupied HU	9,285 (56.7%)
Vacant Housing Units	1,771 (10.8%)
Median Home Value	$1,451,585
Average Home Value	$1,501,907