345 Cureton PlSan JoseCA95127
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 345 Cureton Pl, San Jose, CA, 95127 in San Jose offers a clean, manageable entry. Rental yield 6.05%. DSCR 1.12 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $273,519 in additional property value over five years, with $9,118/yr in principal equity building ownership stake. Total projected cumulative return: $302,458.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.0% |
| Monthly Cash Flow | $(1,134) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,991 |
| Total Monthly Debt Service | $5,730 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1935
4,895 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95127, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,008 (100%) |
| Owner Occupied HU | 9,921 (62.0%) |
| Renter Occupied HU | 5,566 (34.8%) |
| Vacant Housing Units | 521 ( 3.3%) |
| Median Home Value | $1,020,992 |
| Average Home Value | $1,202,002 |
Housing Distribution
Address Breakdown
Residential
16,081
Single Family
14,809
Multi-Family
1,272
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
4,895 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95127, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,008 (100%) |
| Owner Occupied HU | 9,921 (62.0%) |
| Renter Occupied HU | 5,566 (34.8%) |
| Vacant Housing Units | 521 ( 3.3%) |
| Median Home Value | $1,020,992 |
| Average Home Value | $1,202,002 |
Housing Distribution
Address Breakdown
Residential
16,081
Single Family
14,809
Multi-Family
1,272
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carlos Azucena • Marcus & Millichap
Mls Name: MLSListings Inc
Mls ID: #ML82032541