345 Chestnut AveHoltvilleCA92250
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 345 Chestnut Ave, Holtville, CA, 92250 in Holtville delivers $2,306/mo in gross rent and $209/mo in net monthly income at a $339,000 entry. The 8.16% yield and 1.51 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $93,659 over five years and $3,122/yr in equity from loan paydown, total projected return is $142,051.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.2% |
| Monthly Cash Flow | $209 | $150 |
City averages based on Holtville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,306 |
| Total Monthly Debt Service | $1,962 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92250, Holtville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,697 (100%) |
| Owner Occupied HU | 1,488 (55.2%) |
| Renter Occupied HU | 1,034 (38.3%) |
| Vacant Housing Units | 175 ( 6.5%) |
| Median Home Value | $363,035 |
| Average Home Value | $363,340 |
Housing Distribution
Address Breakdown
Residential
2,567
Single Family
2,469
Multi-Family
98
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92250, Holtville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,697 (100%) |
| Owner Occupied HU | 1,488 (55.2%) |
| Renter Occupied HU | 1,034 (38.3%) |
| Vacant Housing Units | 175 ( 6.5%) |
| Median Home Value | $363,035 |
| Average Home Value | $363,340 |
Housing Distribution
Address Breakdown
Residential
2,567
Single Family
2,469
Multi-Family
98
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SDMLS
Mls ID: #260012801