345 Backbone RdEvening ShadeAR72532
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 0.84% gross rental yield, 345 Backbone Rd, Evening Shade, AR, 72532 in Evening Shade is priced for capital growth, not immediate cash flow. The $1,995,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $551,182 by year five, with $18,374/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.16) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $73,574.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.8% | 6.2% |
| Monthly Cash Flow | $(10,588) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,404 |
| Total Monthly Debt Service | $11,199 |
| DSCR Ratio | 0.13x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
408 Acres lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
408 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Pamela J Welch • Mossy Oak Properties Selling Arkansas
Mls Name: CARMLS
Mls ID: #25042351