3449 Bunker Hill RdCelinaOH45822
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play3449 Bunker Hill Rd, Celina, OH, 45822 in Celina is priced for appreciation, not yield. Rental yield 1.53%. At $950,000 with a 1.53% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $262,467 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.28) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $37,743.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.5% | 6.2% |
| Monthly Cash Flow | $(5,036) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,213 |
| Total Monthly Debt Service | $5,871 |
| DSCR Ratio | 0.21x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
17.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45822, Celina, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,648 (100%) |
| Owner Occupied HU | 6,178 (64.0%) |
| Renter Occupied HU | 2,237 (23.2%) |
| Vacant Housing Units | 1,233 (12.8%) |
| Median Home Value | $224,874 |
| Average Home Value | $265,641 |
Housing Distribution
Address Breakdown
Residential
8,605
Single Family
8,358
Multi-Family
247
Businesses
661
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
17.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45822, Celina, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,648 (100%) |
| Owner Occupied HU | 6,178 (64.0%) |
| Renter Occupied HU | 2,237 (23.2%) |
| Vacant Housing Units | 1,233 (12.8%) |
| Median Home Value | $224,874 |
| Average Home Value | $265,641 |
Housing Distribution
Address Breakdown
Residential
8,605
Single Family
8,358
Multi-Family
247
Businesses
661
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices