3449 Blackmon RdBrantleyAL36009
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 3449 Blackmon Rd, Brantley, AL, 36009 in Brantley fits: $430,000, 4.6% gross yield, and a projected 5% annual appreciation rate adding $118,801 in value within five years. Rental yield 4.6%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.85) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $3,960/yr in principal paydown and $118,801 in appreciation project a total return of $112,017.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 9.0% |
| Monthly Cash Flow | $(777) | $150 |
City averages based on Brantley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,650 |
| Total Monthly Debt Service | $2,256 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
22.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36009, Brantley, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,259 (100%) |
| Owner Occupied HU | 765 (60.8%) |
| Renter Occupied HU | 291 (23.1%) |
| Vacant Housing Units | 203 (16.1%) |
| Median Home Value | $163,294 |
| Average Home Value | $215,350 |
Housing Distribution
Address Breakdown
Residential
1,045
Single Family
1,045
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
22.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36009, Brantley, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,259 (100%) |
| Owner Occupied HU | 765 (60.8%) |
| Renter Occupied HU | 291 (23.1%) |
| Vacant Housing Units | 203 (16.1%) |
| Median Home Value | $163,294 |
| Average Home Value | $215,350 |
Housing Distribution
Address Breakdown
Residential
1,045
Single Family
1,045
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Barry Outlaw • OUTLAW REALTY
Mls Name: Covington AOR
Mls Provider:
Mls ID: #24761
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.