344495 E 860th RdChandlerOK74834
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 344495 E 860th Rd, Chandler, OK, 74834 in Chandler at $314,900 earns $2,108/mo in rent and nets $97/mo after the $1,493/mo payment, a 8.03% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $87,001 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $2,640/yr in principal paydown, total projected return reaches $120,018.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $97 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,108 |
| Total Monthly Debt Service | $1,963 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74834, Chandler, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 2,031 (65.8%) |
| Renter Occupied HU | 730 (23.7%) |
| Vacant Housing Units | 325 (10.5%) |
| Median Home Value | $193,643 |
| Average Home Value | $286,274 |
Housing Distribution
Address Breakdown
Residential
2,958
Single Family
2,958
Multi-Family
0
Businesses
394
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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