3444 Center St #38RiversideCA92501
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Riverside rental at 3444 Center St #38, Riverside, CA, 92501 sits in the solid-income band: 9.31% gross yield, $1,474/mo rent, $299/mo net after the $854/mo debt service, DSCR 1.73. Entry price of $189,995 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $52,492 and $1,750/yr in principal reduction bring total cumulative return to $91,297.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.8% |
| Monthly Cash Flow | $299 | $1,850 |
City averages based on Riverside market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,474 |
| Total Monthly Debt Service | $1,100 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
1,248 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92501, Riverside, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,041 (100%) |
| Owner Occupied HU | 3,362 (41.8%) |
| Renter Occupied HU | 4,204 (52.3%) |
| Vacant Housing Units | 475 ( 5.9%) |
| Median Home Value | $591,080 |
| Average Home Value | $613,928 |
Housing Distribution
Address Breakdown
Residential
7,399
Single Family
6,429
Multi-Family
970
Businesses
1,197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
1,248 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92501, Riverside, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,041 (100%) |
| Owner Occupied HU | 3,362 (41.8%) |
| Renter Occupied HU | 4,204 (52.3%) |
| Vacant Housing Units | 475 ( 5.9%) |
| Median Home Value | $591,080 |
| Average Home Value | $613,928 |
Housing Distribution
Address Breakdown
Residential
7,399
Single Family
6,429
Multi-Family
970
Businesses
1,197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Franzoni • Family Homes
Mls Name: NY State MLS
Mls ID: #11390519