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Get DSCR Rental Loan Rate Quote
$1,399,000
5 bds•5 ba•4911sqft

344376 E 990th Rd,Chandler,OK,74834

1.21%
Gross Yield
0.45%
ROI
$1,410/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Appreciation Play

Investors who prioritise long-run asset value over immediate income should consider 344376 E 990th Rd, Chandler, OK, 74834 in Chandler. Rental yield 1.21%. At $1,399,000 with 1.21% gross yield, current distributions are modest, but the 5% appreciation rate projects $386,518 in new equity by year five, complemented by $11,728/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.21) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $21,195.

This PropertyNational Avg
Gross Rental Yield1.2%6.2%
Monthly Cash Flow$(7,524)$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

0.16× DSCR
✗ Below standard threshold

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$1,410
Total Monthly Debt Service$8,719
DSCR Ratio0.16x

Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Single Family

Built in 2024

59.03 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74834, Chandler, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)3,086 (100%)
Owner Occupied HU2,031 (65.8%)
Renter Occupied HU730 (23.7%)
Vacant Housing Units325 (10.5%)
Median Home Value$193,643
Average Home Value$286,274

Housing Distribution

Address Breakdown

Residential

2,958

Single Family

2,958

Multi-Family

0

Businesses

394

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NMLS #2625701
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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

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Loan officer
Loan officer
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NMLS #2625701
Get Pre-Approved

Listed by: David Warner • Harvest Real Estate & Asset De 

Mls Name: MLSOK/OKCMAR

Mls ID: #1191904

Oklahoma•Chandler•344376 E 990th Rd
AI
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Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Price: $300K - 500K
Monthly Cash Flow: $1 - $3k+
Home Type: Single Family
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Single Family

Built in 2024

59.03 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74834, Chandler, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)3,086 (100%)
Owner Occupied HU2,031 (65.8%)
Renter Occupied HU730 (23.7%)
Vacant Housing Units325 (10.5%)
Median Home Value$193,643
Average Home Value$286,274

Housing Distribution

Address Breakdown

Residential

2,958

Single Family

2,958

Multi-Family

0

Businesses

394