3443 Sublette AveSaint LouisMO63139
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3443 Sublette Ave, Saint Louis, MO, 63139 in Saint Louis speaks for itself: 10.64% gross on a $315,000 price, generating $2,792/mo in rent and $831/mo in net income after the $1,416/mo debt service. DSCR 1.97, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,968 stacks alongside $87,029 in projected five-year appreciation and $2,901/yr in principal reduction. Projected total cumulative return: $172,954.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 7.8% |
| Monthly Cash Flow | $831 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,792 |
| Total Monthly Debt Service | $1,836 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
5,366 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63139, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,234 (100%) |
| Owner Occupied HU | 6,570 (53.7%) |
| Renter Occupied HU | 4,478 (36.6%) |
| Vacant Housing Units | 1,186 ( 9.7%) |
| Median Home Value | $231,633 |
| Average Home Value | $255,613 |
Housing Distribution
Address Breakdown
Residential
12,247
Single Family
10,951
Multi-Family
1,296
Businesses
689
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
5,366 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63139, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,234 (100%) |
| Owner Occupied HU | 6,570 (53.7%) |
| Renter Occupied HU | 4,478 (36.6%) |
| Vacant Housing Units | 1,186 ( 9.7%) |
| Median Home Value | $231,633 |
| Average Home Value | $255,613 |
Housing Distribution
Address Breakdown
Residential
12,247
Single Family
10,951
Multi-Family
1,296
Businesses
689
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Krista Hartmann • RE/MAX Results
Mls Name: MARIS
Mls ID: #25070859