3443 Phoebe CtWest CovinaCA91792
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 3443 Phoebe Ct, West Covina, CA, 91792 in West Covina at $825,888. Rental yield 6%. The 6% yield and 1.11 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $228,178 by year five, and $7,607/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $250,296.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.0% |
| Monthly Cash Flow | $(977) | $600 |
City averages based on West Covina market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,132 |
| Total Monthly Debt Service | $4,780 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
5,311 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91792, West Covina, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,631 (100%) |
| Owner Occupied HU | 5,213 (54.1%) |
| Renter Occupied HU | 4,186 (43.5%) |
| Vacant Housing Units | 232 ( 2.4%) |
| Median Home Value | $720,629 |
| Average Home Value | $736,589 |
Housing Distribution
Address Breakdown
Residential
9,458
Single Family
8,045
Multi-Family
1,413
Businesses
316
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
5,311 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91792, West Covina, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,631 (100%) |
| Owner Occupied HU | 5,213 (54.1%) |
| Renter Occupied HU | 4,186 (43.5%) |
| Vacant Housing Units | 232 ( 2.4%) |
| Median Home Value | $720,629 |
| Average Home Value | $736,589 |
Housing Distribution
Address Breakdown
Residential
9,458
Single Family
8,045
Multi-Family
1,413
Businesses
316
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Munoz • Freemanfoxx Realty
Mls Name: CRMLS
Mls ID: #TR25172062