3439 E River RdLumber CityGA31549



INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play3439 E River Rd, Lumber City, GA, 31549 in Lumber City is priced for appreciation, not yield. Rental yield 0%. At $220,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $60,782 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1945
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31549, Lumber City, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 726 (100%) |
| Owner Occupied HU | 452 (62.3%) |
| Renter Occupied HU | 168 (23.1%) |
| Vacant Housing Units | 106 (14.6%) |
| Median Home Value | $103,077 |
| Average Home Value | $193,131 |
Housing Distribution
Address Breakdown
Residential
437
Single Family
397
Multi-Family
40
Businesses
36



Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1945
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31549, Lumber City, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 726 (100%) |
| Owner Occupied HU | 452 (62.3%) |
| Renter Occupied HU | 168 (23.1%) |
| Vacant Housing Units | 106 (14.6%) |
| Median Home Value | $103,077 |
| Average Home Value | $193,131 |
Housing Distribution
Address Breakdown
Residential
437
Single Family
397
Multi-Family
40
Businesses
36
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices



Listed by: Victoria Bateman • Bateman Realty LLC
Mls Name: Altamaha Basin BOR
Mls ID: #23499
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.




